It is New Years Eve down under, and no better time to reflect on the past year than now.

It is a hot and muggy day, some might say this is how they feel 2008 has been. Hot under the financial blowtorch and feeling like you have been a little mugged.

Has it torrid for you? I can only sum up my year and by obvious extension the year @ireckon.

For me 2008 has been a big learning year. Yes even after running the good ship ‘ireckon’ for 10 years this year, I still encounter many learning experiences if not daily certainly weekly.

Learning is good right? Of course it is. The opposite is to sit in your cocoon and believe you know it all, or do nothing and hide from the experience that is life. Moreover, while the road is oftentimes bumpy and many times, you are heading up steep hills, when you hit the crest and then sail down the other side, breeze in your hair, it is always worth it!

So what have I learned this year? Here is 14 things which are a snapshot of what I have learned (in no particular order):

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